Tractor Financing & Credit in Franklin, TX

You can use it for a tractor, an implement or a mower, new or pre-owned. The application asks about the machine you have in mind. It also asks who you are, where you live, where you work and what you make. There's a down payment field, and the form doesn't quote a figure. Putting together a tractor and an implement at once? Call the store and talk that through. Otherwise, start with the machine you've got in mind.

Applying from home works fine. Our online credit application sits on j5tractors.com, and you can fill it out whenever it suits you. You don't have to walk into the Bryan store first, and no appointment is needed to start. Enter the details of the tractor, implement or mower you have in mind, and send it in. You can also come by the store if you'd rather talk it through face to face, but that's not required. Either way, it's the same application, and it starts the process for financing the equipment you picked.

It can. The form has a joint option, so two names can go on one application. That's handy when the land and the tractor will be in both your names. Each of you answers the questions about yourself. The machine part doesn't change. The form asks for a down payment figure too, and a trade-in valued by the store can go toward it. Pick the joint option before you start filling in names. You can do it from home in Franklin or at the counter in Bryan.

Yes, pre-owned equipment qualifies. Used equipment valued over $2,500 can be financed through the same online application you'd use for something new. This covers a used tractor, a used implement or a used mower — whatever you're looking at for your place. It's one form either way, submitted on j5tractors.com. Buying it as a couple? The joint option works for a used machine too. The application doesn't ask for anything extra because it's used. Start the application once you've picked the used equipment you want.

Yes, a trade-in can count toward your purchase. We set the value. That value can go toward the down payment on what you're financing. You don't need to sell your old equipment on your own first. Bring the machine by if you can, so the store can look it over. Pairing a trade-in with financing is a normal way landowners move from an older machine to one that fits their place now. Call the store if you'd rather talk through what you're trading in.